IRS levy and wage garnishment help

Identify whether the notice proposes action or reports an active levy

A levy can take property, including funds in a bank account or wages. A final notice of intent to levy and notice of hearing rights is different from an already active levy. The exact document, date, and account involved are important.

At the start of the call, tell us whether money has been taken or an employer or bank has contacted you. Explain the deadline printed on the notice and any immediate effect on essential living expenses.

Prepare a focused set of records

• Keep the complete IRS notice, including enclosures and instructions.
• Save any bank or employer correspondence about the levy.
• Prepare an outline of income, essential expenses, and the immediate impact.
• List previous IRS contacts, payments, or agreements related to the balance.

Evaluate the response based on the facts

The IRS describes circumstances in which a levy may be released, including certain economic-hardship situations. Whether release or another response is appropriate requires review. Resolving a levy and resolving the underlying tax balance are separate issues.

William K. McNeel, EA, can provide federal IRS representation after engagement and authorization. We can discuss the matter remotely with clients nationwide, but cannot promise a same-day release or a particular result.